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Dump Truck Insurance in Columbia and Boonville MO

If a dump truck is part of your business operation, you understand the importance of insurance for that vehicle. All vehicles need to be insured, of course, but dump truck insurance can make sure you are covered from unique issues related only to a dump truck.

Vogel-Stuart Insurance Group agents can help you with basic insurance on the vehicle itself that protects from standard risks, but dump trucks are also vulnerable to the following hazards, and require additional insurance:

  • Hauling heavy or jagged material could damage the truck
  • Dump trucks often operate where no roads exist
  • Breakdowns that cost you time and money; you can avoid the financial loss with adequate dump truck insurance

Dump Truck Insurance Features

If you have employees operating your dump truck, you need workers compensation insurance. If someone is injured while working, you want them to be covered, as required by law.

Consider, too, liability. Your truck could get into an accident, and most policies cover that. However, you may also be working on another person's property and may need liability insurance to protect you if your truck has an accident and causes personal or property damage. In those cases, it is not just lost operating time that matters; you could be facing a lawsuit.

Vogel-Stuart Insurance Group agents are familiar with the differences between state insurance regulations and requirements, and can assist you even if you work in more than one state.

Call Vogel-Stuart Insurance Group to make sure you are covered and that you can handle any crisis that develops. Our professional staff can make sure you have the best possible dump truck insurance. When you call, have the following information available:

  • The make, model and year of the dump truck to be insured
  • The type of dump truck and its hauling capacity
  • Where the dump truck will be used
  • The type of work it will be used for
  • The value of the vehicle

We will also need the number of employees and how many of those employees will be operating the truck. With this information, we can provide you with an affordable insurance quote for your dump trucks or other vehicles.

Our Location

Vogel-Stuart Insurance Group

29 N 10th Street
Columbia, MO 65201
Main office: 573-449-5395
Toll free: 800-223-9826
Fax: 573-443-4321

Our Providers

Testimonials

"I never thought about moving my coverage anywhere else. I had been with AA for 30 years. Vogel-Stuart shopped me out and saved me $250 over what I was paying same coverage. They are great to work with. I can call and make any changes over the phone since I am hour away. They always answer the phone like I am their favorite client. I would recommend them to anyone, even if you aren’t looking for new agency. Give Vogel-Stuart a try. They surprised me!"

Patty B from California, MO
"I just moved my personal auto policy to Vogel-Stuart in April after shopping around for the best price. They were able to save me a lot of money compared to the other quotes I received. I am currently working on starting my own lawn care and snow removal business and they were quick to get my quote to me and very reasonable for just starting out. I would highly recommend Vogel-Stuart to anyone looking for personal or commercial insurance; they have been very good to me!"

Kellan F from Jamestown, MO
"I have been with Stuart Insurance Agency since 2006. I own Wren’s Home Improvements and when Stuart Insurance Agency took over in November, the transition was smooth and seamless. The new faces in the office have picked up where John and Ann left off. They recently saved me around $300 on my personal auto policy. I would highly recommend Vogel-Stuart to anyone looking for business or personal insurance. "

Charles Wren, Wren’s Home Improvements from Columbia, MO